What idiomatic expression listed on the site would you use to complete the conversation?

Peter, have you decided what you will do about the debts in your business? Will you get a loan from the bank or your folks?

I don’t know, Tom. I’m lost. If I get a loan from the bank, the interest will be high, and if I ask my folks, they’ll have to make sacrifices to help me. So, _________________________.

The answer is the post on May 9th.